What does the ‘average’ retiree look like? What experiences does the ‘average’ retirement provide? What’s the ‘average’ return needed to fund an ‘average’ retirement? How long does the ‘average’ retiree live? What is the reality of planning for the average? This session discusses individualised retirement advice and appropriate strategies.

Speaker: Jacqui Lennon, head of product and customer experience, Allianz Retire+

Facilitator: Matt Smith, director of retail content, Conexus Financial

Length: 30 mins

Australia has a world class accumulation superannuation system but with considerable imbalance across gender, employment type and education. Drawing from superannuation funds, professional advisors and consultants, this session will explore what can be done to promote education, adoption of good habits and sharing of knowledge so there is dignity in retirement for all Australians.

Speakers: Lara Bourguignon, managing director superannuation, retirement & platforms, AMP and Liz Hughes, financial adviser, Wealthspring Financial 

Moderator: Laurence Parker-Brown, institutional content producer, Conexus Financial

Length: 30 mins

Superannuation is a key part of retirement incomes policy – but just one part. This session looks at the purposes of the system. What does an “adequate” retirement income mean? Is the Australian system delivering enough income in retirement, and will it be able to do so in future? In the light of early access to retirement, we must even ask the question, are superannuation contributions still appropriate in the short run?

Speakers: John Daley, chief executive, Grattan Institute and David Knox, senior partner, senior actuary, Mercer

Moderator: Alex Proimos, head of institutional content, Investment Magazine

Length: 45 mins

This conversation covers some examples of the techniques deployed for thinking about decumulation using data from Hong Kong, Singapore and France.

Speaker: Raphael Sobotka, global head of flexible, risk premia and retirement solutions, Amundi 

Moderator: Alex Proimos, head of institutional content, Investment Magazine

Length: 11 mins

The global macroeconomic environment is different from a generation ago. With cash rates close to zero, and debt instruments diminishing in both yield and defensive characteristics, it is becoming harder than ever to construct income portfolios for retirees. This first quarter of 2020 has seen market volatility and further unorthodox central bank behaviour as the world chooses to shutdown output to contain coronavirus. This session considers both the scope of the challenge for investors and the potential opportunities that exist to navigate this temporary health problem.

Speaker: Jason Brady, chief executive officer, Thornburg Investment Management

Moderator: Alex Proimos, head of institutional content, Investment Magazine

Length: 20 mins

The Productivity Commission has started the journey to understanding how the superannuation system can deliver sustainable retirement incomes. This session looks at how to deliver clear objectives that cater to diverse circumstances of retirees, especially as the economy and financial markets experience extreme strain. The session considers the immediate challenges with unemployment, early access to super and the advice gap as anxieties mount.

Speakers: Nick Callil, head of retirement solutions, Australia, Willis Towers Watson and Dante De Gori, chief executive, Financial Planning Association

Moderator: Matt Smith, director of retail content, Conexus Financial 

Length: 42 mins