RESEARCH

Better pensions, no added cost

Denmark’s Labour Market Supplementary Pension Plan (ATP) concluded that its approach to pension management needed to change.

Its goal was to reconcile a return-seeking investment strategy with safeguards to pensions and pension promises through sustainable guarantees and effective risk management.

This article by Lars Rohde, ATP’s chief executive, and Chresten Dengsøe, ATP’s chief actuary, describes the innovations designed to do this while providing better pensions for its membership at no additional cost.

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